Disclosure & privacy.

Our financial advice disclosure statement, then how these pages handle your information. Our full privacy policy (opens in a new tab) is on our main website. Skip to the website section.

Disclosure Statement

Licensing information

Sheehan Financial Limited (FSP number 105806) holds a licence issued by the Financial Markets Authority to provide financial advice.

Sheehan Financial Limited is a Financial Advice Provider (“FAP”) for the purposes of the Financial Markets Conduct Act 2013 (“the Act”)

Contact information:

• Name: Sheehan Financial
• Phone: 03 545 8928
• Email: office@sheehanfinancial.co.nz
• Address: Level 1, 281 Trafalgar Street, Nelson 7010, P O Box 126, Nelson 7010

Nature and Scope of Engagement

Sheehan Financial provides advice about:

• Financial Planning
• Retirement Planning
• Investments
• KiwiSaver
• Shareholder protection
• Business succession.
• Personal insurance (risk), including health insurance.

We provide advice in relation to the following products:

• Life Insurance
• Trauma Insurance
• Income Protection
• Mortgage Protection
• Specific Injury
• Total & Permanent Disablement
• Key Person Cover
• Shareholder Protection
• Private Health Insurance

We provide advice in relation to products provided by the following companies:

• AIA
• ACCURO
• AMP
• ANZ
• Asteron Life
• Booster
• CHUBB
• Consilium
• Fidelity Life
• Fisher Funds
• Forsyth Barr
• Generate
• Milford
• Nib
• Partners Life
• Pathfinder
• Southern Cross
• Synergy
• Listed NZ and international shares
• Direct Bond investments
• NZ and Overseas based fund managers
• NZ KiwiSaver Managers

We will not provide advice on Estate Planning or Taxation, so you will need to consult a specialist if you would like advice on those products.

Fees and charges

There is no charge for consultations. Generally, we charge a fee for investments which ranges from 0.25% to 0.75% if you choose to use our services.

Conflicts of interest

For life insurance and health insurance, Sheehan Financial and the financial adviser receive commissions from the insurance companies whose policies we can recommend. If you decide to take out insurance that we recommend, the insurer will pay a commission to Sheehan Financial and/or the adviser who provides your advice. The amount of the commission is based on the amount of premium associated with your cover; specific commissions will be advised to you when advice is provided.

From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives.

To ensure that our financial advisers prioritise the client’s interests above their own and to manage the potential conflicts of interest as disclosed above, all Sheehan Financial advisers follow an advice process that ensures personalised recommendations are made on the basis of the client’s goals and circumstances, as advised by the client. Sheehan Financial advisers complete regular training, including how to manage conflicts of interest. Each adviser has a regular compliance review of their advice process and our compliance programme is reviewed annually by our external compliance adviser.

Sheehan Financial also receives a trail commission of between 0% and .50% for KiwiSaver business per annum.

Duties & obligations

Sheehan Financial, and anyone who gives financial advice on our behalf, has duties under the Financial Markets Conduct Act 2013 relating to the way that we give advice. We are required to:

• give priority to your interests by taking all reasonable steps to make sure our advice isn’t materially influenced by our own interests (431K).
• exercise care, diligence, and skill in providing you with advice (431L)
• meet standards of competence, knowledge and skill set by the Code of Professional Conduct for Financial Advice Services (these are designed to make sure that we have the expertise needed to provide you with advice) (431l)
• meet standards of ethical behaviour, conduct and client care set by the Code of Professional Conduct for Financial Advice Services (these are designed to make sure we treat you as we should and give you suitable advice).

This is only a summary of the duties that we have. More information is available by contacting us, or by visiting the Financial Markets Authority website at https://www.fma.govt.nz (opens in a new tab).

Disputes and Complaints

If you are not satisfied with our financial advice service you can make a complaint by emailing office@sheehanfinancial.co.nz, or by calling 03 545 8928. You can also write to us at: PO Box 126, Nelson 7010.

When we receive a complaint, we will consider it using our internal complaints process:

• We will consider your complaint and let you know how we intend to resolve it. We may need to contact you to get further information about your complaint.
• We aim to resolve complaints within 10 working days of receiving them. If we are unable to, we will contact you within that time to let you know we need more time to consider your complaint.
• We will contact you by phone or email to let you know whether we can resolve your complaint and how we propose to do so.

If we are unable to resolve your complaint, or you aren’t satisfied with the way we propose to do so, you can contact Insurance & Savings Ombudsman.

Insurance & Savings Ombudsman provides a free, independent dispute resolution service that may help investigate or resolve your complaint if we have not been able to resolve your complaint to your satisfaction.

• Freephone: 0800 888 202
• Telephone: 04 499 7612
• Email: info@ifso.nz
• Post: Insurance & Financial Services Ombudsman Scheme, PO Box 10-845, Wellington 6143, NEW ZEALAND

Disclosure Statement June 2025, Version 3.

About this website.

This section covers these pages at sheehan-landing.pages.dev: the booking form, the booking calendar and the tools that measure how the pages are used. We follow the Privacy Act 2020 and its 13 Information Privacy Principles, which cover how we collect, store, use, share and correct personal information.

What we collect

• When you book: your answers to the short questions, your name, email and mobile, and the time you book.
• Automatically: your device and browser, the pages you view, the ad or link that brought you here, and whether you play a video or tap our phone number or email. This uses cookies and similar tools from the platforms below.

We use this to get your call booked, contact you about it, and work out which ads and pages are useful. We don’t sell your information, and you can tell us to stop contacting you at any time.

Platforms we use

Each one handles your information under its own privacy policy. They’re all based in, or store data in, the United States, so your information may be held overseas. We only use providers we reasonably believe protect it to a standard comparable to New Zealand law.

You can block cookies in your browser, opt out of Google Analytics with the Google Analytics opt-out add-on (opens in a new tab), and manage your Facebook and Instagram ad preferences (opens in a new tab). The pages still work.

Keeping and protecting it

We keep your information in line with our records keeping policy, and client records as required for financial advice providers. Our privacy officer is Mark Sheehan. Google Analytics data is kept for 14 months. We use secure, access-controlled systems and encrypted connections.

Your rights

You can ask to see, correct or delete the information we hold about you by emailing office@sheehanfinancial.co.nz. We’ll respond within 20 working days, and it’s free. If you’re not happy with how we’ve handled your information, please tell us first. You can also complain to the Office of the Privacy Commissioner at privacy.org.nz (opens in a new tab) or on 0800 803 909.

Using these pages

These pages give general information about our 15 minute calls, not personal financial advice. We only give advice after talking with you about your situation. To the extent the law allows, we’re not liable for decisions made from this general information alone. Nothing here limits your rights under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986. These terms are governed by New Zealand law.

Website section last updated 31 October 2026.